:root{--navy:#0b2341;--blue:#123e70;--gold:#c79a38;--cream:#f7f3ea;--ink:#18202a;--muted:#5d6875;--white:#fff;--line:#dfe5ea}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}.wrap{width:min(1120px,92vw);margin:auto}.topbar{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{height:78px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;gap:12px;align-items:center;text-decoration:none;color:var(--navy)}.brand-mark{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:white;font-weight:800;border:3px solid var(--gold)}.brand strong{display:block;letter-spacing:.04em}.brand small{display:block;color:var(--muted);font-size:.74rem}.nav nav{display:flex;gap:24px}.nav nav a{text-decoration:none;color:var(--navy);font-weight:600}.menu{display:none;background:none;border:0;font-size:1.5rem}.hero{background:linear-gradient(135deg,#f9f6ef 0%,#eef4f8 100%);padding:86px 0}.hero-grid,.two,.contact{display:grid;grid-template-columns:1.35fr .85fr;gap:64px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.76rem;font-weight:800;color:var(--gold)}h1{font-size:clamp(2.7rem,6vw,5.5rem);line-height:1.02;color:var(--navy);margin:.2em 0}.lead{font-size:1.15rem;color:var(--muted);max-width:760px}.actions{display:flex;gap:14px;margin:28px 0}.btn{display:inline-block;padding:13px 20px;border-radius:999px;text-decoration:none;font-weight:800}.primary{background:var(--navy);color:white}.ghost{border:1px solid var(--navy);color:var(--navy)}.trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.trust span{padding:7px 10px;border:1px solid var(--line);border-radius:999px;background:white;font-size:.82rem}.hero-card{background:white;border:1px solid var(--line);border-radius:28px;padding:24px;box-shadow:0 25px 60px rgba(11,35,65,.08)}.stat{padding:18px 0;border-bottom:1px solid var(--line)}.stat:last-child{border-bottom:0}.stat strong{display:block;color:var(--navy);font-size:1.05rem}.stat span{color:var(--muted)}.section{padding:82px 0}.section h2{color:var(--navy);font-size:clamp(2rem,4vw,3.4rem);line-height:1.1;margin:.2em 0 1em}.soft{background:var(--cream)}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.cards article{background:white;border:1px solid #e9e3d6;border-radius:20px;padding:24px}.cards h3{color:var(--navy);margin-top:0}.governance{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.governance div{padding:22px;border:1px solid var(--line);border-radius:18px}.governance strong,.governance span{display:block}.governance strong{color:var(--navy)}.dark{background:var(--navy);color:#edf2f6}.dark h2,.dark .eyebrow{color:white}.legal p{margin:.35em 0}.contact-card{border:1px solid var(--line);border-radius:22px;padding:28px}.contact-card a:not(.btn){color:var(--blue)}footer{background:#071729;color:#cbd5df;padding:26px 0}.foot{display:flex;justify-content:space-between;gap:20px;font-size:.9rem}@media(max-width:800px){.nav nav{display:none;position:absolute;left:0;right:0;top:78px;background:white;padding:20px;flex-direction:column;border-bottom:1px solid var(--line)}.nav nav.open{display:flex}.menu{display:block}.hero{padding:54px 0}.hero-grid,.two,.contact{grid-template-columns:1fr;gap:28px}.cards,.governance{grid-template-columns:1fr}.foot{flex-direction:column}.brand small{display:none}}